Launch Checklist

Fully implemented

• ✅ Full platform: accounts, verification queue, swipe deck, gift cart with percentage split, leaderboards from settled gifts
• ✅ Demo mode with 15 seeded demo bills and simulate-settlement testing
• ✅ Fraud basics: duplicate detection hints, private document storage, moderation queue, admin audit via config
• ✅ Policy pages drafted (privacy, terms, guidelines, refunds)

Still required before real money

• ⬜ Payment-provider approval for this crowdfunding / bill-assistance model (no live money until approved)
• ⬜ Business entity, EIN, and business bank account for the operating company
• ⬜ Compliant disbursement path (direct-to-biller partner or approved payout structure)
• ⬜ Transactional email service for verification, receipts, and notifications
• ⬜ Media storage with malware scanning and automated redaction of account numbers/addresses
• ⬜ Attorney review of policies, money-transmission and charitable-solicitation exposure
• ⬜ Final brand name + trademark clearance before public launch